Terms & Conditions

Effective date: November 10, 2025

1. Acceptance of Terms

By using or accessing our e-learning platform ("Service"), you agree to be bound by these Terms & Conditions. If you do not agree, do not use the Service.

2. Accounts & Access

You must provide accurate information when creating an account. You are responsible for activity on your account and must keep your credentials secure.

3. Content and Licenses

All content delivered through the Service (courses, videos, text, images) is owned or licensed by us. We grant you a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial education.

4. User Conduct

You agree not to: circumvent access controls; upload harmful content; harass others; or use the Service for illegal activities.

5. Payments & Refunds

Paid content is governed by the purchase terms shown at checkout. Refunds are granted only as described in our refund policy or as required by law.

6. Intellectual Property

The platform, design, software, and trademarks are our property. You must not reproduce, distribute, or create derivative works without permission.

7. Termination

We may suspend or terminate accounts that violate these Terms. Upon termination, your right to access paid content ends; retention of user data follows the Privacy Policy.

8. Disclaimers & Limitation of Liability

The Service is provided "as is". We disclaim warranties to the maximum extent permitted by law. Our liability is limited to direct damages up to the amount you paid in the last 12 months (or a nominal amount if unpaid).

9. Governing Law

These Terms are governed by the laws of the country where the platform operates; any disputes will be resolved in courts of that jurisdiction unless otherwise agreed.

10. Changes to Terms

We may update these Terms; we will post the effective date at the top. Continued use after changes constitutes acceptance.